If you or your loved one suffered an injury in a car accident in Texas, contact Gibson Hill Personal Injury for help. A car crash can lead to severe physical and emotional trauma. If you sustained a serious injury, you might require ongoing medical treatment. Some injury victims end up with a disability or impairment that reduces their quality of life or prevents them from returning to work.
Our Texas car accident lawyers can help you pursue the maximum compensation from the negligent driver. We’ll use all our available resources to hold others accountable for their careless actions. You won’t be alone in this fight for justice. We’ll keep your best interest in mind and work diligently to fulfill your needs.
We are fully committed to providing our clients with the attentive care and high-value results they deserve. To learn more about our auto accident attorneys and services, call us at (713) 659-4000.
Car Accident Claims We Can Handle
At Gibson Hill Personal Injury, we handle car accident claims resulting from any number of situations, including:
- Head-on collisions
- Rear-end collisions
- Side-impact collisions
- Wrong-way crashes
- Rollover accidents
- Hit-and-run accidents
- Distracted driving accidents
- Work zone accidents
- Drunk or impaired driving accidents
- Speeding accidents
- Road hazards
- Reckless driving
- Rideshare accidents
Auto Accident Laws in Texas
Whether you suffer a minor or severe injury in a car crash, there are some laws you should know. These laws could affect the maximum compensation you’re entitled to from the negligent driver.
In Texas, auto insurance follows a fault system. That means the at-fault driver becomes financially responsible for the injury victim’s losses. You could file a claim with their insurance company if you suffered any injury in the motor vehicle accident.
Contributory negligence laws
If you share any blame for the accident, your maximum compensation will decrease based on your percentage of fault. For example, if you incurred $100,000 in expenses but were 20% to blame, the maximum compensation you would be entitled to is $80,000.
The statute of limitations
If you want to file a lawsuit, you must follow a statute of limitations. Every type of personal injury case has a statute that injury victims must follow to pursue legal action against someone else. The statute of limitations for a car accident lawsuit is two years. The deadline is strict. You could lose your right to a financial award if you miss it.
If you want to file an insurance claim, there are several insurance policies you can choose from to recover compensation:
- Liability: Every motorist legally must carry liability insurance. If you file a claim with another driver’s policy, you could get third-party compensation for your losses.
- UM: Uninsured/underinsured motorist coverage is available through some insurance policies. It kicks in if the at-fault driver has no or insufficient coverage.
- PIP: Personal injury protection is another coverage option on your policy. It provides upfront payment for medical treatment. You can cover the cost of your doctor appointments up to the limit you purchased with PIP.
Insurance Policy Definitions
You can negotiate a settlement with their insurance company when someone else is responsible for your injuries. Liability auto insurance policies contain limits for property damage and bodily injury. The settlement you can receive is up to those limits on the plan.
Bodily injury covers the medical expenses and other costs related to your physical injuries. The damages available may include:
- Medical bills
- Lost wages
- Out-of-pocket expenses
Pain and suffering
Pain and suffering can include various factors, such as:
- Emotional or psychological trauma
- Physical pain
- PTSD, depression, and anxiety
- Loss of quality of life
This kind of damage covers the costs of damage to your vehicle and personal property during the car crash. Property damage may include:
- Repair expenses
- Depreciation of the car’s value
- Fair market value for a totaled vehicle
- Cell phone or another damaged electronic device
- Personal property in the vehicle at the time of the accident
- Loss of use of the vehicle
The Steps You Take After an Auto Accident Could Affect Your Settlement Offer
To prove a negligent driver caused the accident and get the compensation you need after a wreck, you should follow the steps below:
Call 911 and wait for officers to arrive at the scene
The police should perform an initial investigation and write a crash report. When it becomes available, request a copy for your records..
If you can move around, take pictures of the crash site
Snap images of debris, skid marks, all vehicles involved, and any other damage resulting from the wreck.
Talk to people who saw what happened
Ask them what they believe the cause of the accident was and write down their names and phone numbers so you can use them as eyewitnesses.
Collect information from the negligent driver
Get the following information from them:
- Their name and phone number
- The type of car they’re driving
- Their auto insurance company and policy number
- Their employer’s information if they were performing job-related duties
Go to the doctor to treat your injuries, even if you didn’t sustain a severe injury
You should go to the emergency room or urgent care facility immediately after leaving the accident scene. The doctor will evaluate your injuries and let you know who to follow up with. Continue treating your injuries until your doctors release you from their medical care.
Write down as many details as you can remember about the accident
Recall the date and time it happened, where it happened, and how it happened. Write down the traffic signals or signs around during the accident. If you can remember how many vehicles there were and what they did before the crash, write that information down as well.
Notify your insurance company about the accident to get the insurance claim process started
You can also open a claim with the liability insurance policy if the other motorist didn’t already do so.
Keep a copy of every document related to the accident
Hang on to medical records, medical bills, insurance company forms, and other relevant information.
Hire a Texas car accident lawyer
Seeking legal representation should be one of the first steps you take after getting hurt in an accident. The legal process is complex, and Gibson Hill Personal Injury can help you through it.
What Not to Do After an Auto Accident
You should avoid some actions so you don’t ruin your chances of recovering compensation from the auto insurance company:
- Don’t tell the insurance adjuster or officer at the crash scene that you think your actions were partly to blame.
- Don’t give a recorded statement to the liability auto insurance company. It’s not a legal requirement, and if you say something you shouldn’t, it could result in a claim denial.
- Don’t lie about your medical issues. If you have a preexisting condition, tell your doctor. Be honest with them about your symptoms and the injuries you suffered. They need the full picture to provide proper medical care and note your records correctly.
- Don’t sign any forms unless your accident lawyer says so. The liability insurance carrier might try tricking you into signing away your rights to a fair settlement offer. We’ll review every document to determine whether you must complete it for the insurance company.
Why You Need Gibson Hill Personal Injury on Your Side
Handling an insurance claim or injury lawsuit alone is stressful. Our Texas car accident lawyers can take care of your case’s legal aspects on your behalf so you can focus on recovering from your injuries. When you hire us, we’ll handle all the following steps:
- Complete an investigation into the accident
- Request copies of records from your medical treatment
- Obtain photos and video footage
- Review the liability insurance policy to determine the available coverage
- Speak to eyewitnesses and get their statements
- Hire medical, financial, and accident reconstruction experts as needed
- File an insurance claim or lawsuit on your behalf
- Negotiate a fair settlement
- Take your case to trial if we can’t agree to compensation
Quality Legal Services for Your Budget
Gibson Hill Personal Injury doesn’t want to add to the financial burden you’re already facing. It’s devastating when you get hurt in a car crash and can’t work or support your family. We take cases on contingency, so you don’t have to worry about paying us upfront for our services. We’ll represent you in your case and won’t expect payment unless we recover compensation.
Our Texas car accident lawyers will also meet with you for a free consultation. We care about accident victims and want to give them a fair chance at seeking the justice they deserve. We’ll always treat you with respect and compassion when you come to us. Our legal team is available 24/7, so you can reach us when it’s convenient for you. We have two conveniently located offices in Houston and Austin.
Contact Gibson Hill Personal Injury Today
At Gibson Hill Personal Injury, we strive to provide our clients with reliable legal representation. We’ll stay in constant contact with you so you always know the status of your case. If you have any questions, we’ll happily answer them and walk you through the legal process.
We use aggressive tactics to get the insurance company to settle the amount they owe you. Your pain and suffering deserve the maximum compensation. We’ll fight to get it for you.